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Our private medical plans give you access to
the best in healthcare – prompt, quality treatment in a choice of
hospitals nationwide. With options to increase your cover
or reduce your premium, you can tailor cover to suit your
circumstances.
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All our plans provide comprehensive in-hospital cover,
including hospital and specialists' charges, diagnostic tests like
x-rays and scans, and treatment such as chemotherapy. In most cases
you can expect a private en-suite room with TV, radio and meals to
suit your taste.
You can add to your insurance with therapy and minor surgery
cover, and a dental and optical option. You can also elect to
have a greater or lesser choice of hospitals which can modify your
premium.
Significant reductions in premium come from a valuable no
claims or healthy lifestyle discount. There are further
options to select an excess, reduce outpatient cover or choose a
feature for treatment provided by the NHS, if they
can help you within six weeks - or the private sector if the
NHS waiting list is greater than six weeks.
With all these choices, you can enjoy premiums that are
significantly discounted; for example, the introductory no claims
discount for new customers can be worth an immediate 30% saving,
and this can rise significantly over time.*
Key features of the
personal private medical plans from
Towergate
Benefits include:
- Full inpatient cover – all hospital and
specialists bills incurred for treatment of acute
conditions
- Choice of outpatient cover - giving a range of
monthly premiums
- Valuable no claims or lifestyle discounts -
capable of saving 30% or more of initial premium
- Upgrade options - of GP-referred benefits,
optical/dental cover and extended hospital list
- Discount options – including a choice of
excesses, reduced hospital network or outpatient cover, and a
six-week NHS option
- Four medical underwriting choices - including
a fully-assessed application, a moratorium or continued moratorium
and continued medical exclusions
- Access to a fully-resourced helpline and
website
All private medical policies have some exclusions – we will
explain these fully with any quote.
*Subject to acceptance criteria and terms &
conditions.
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