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With our Group Private Medical Insurance, you
can provide flexible cover for any group of employees
from two - 249. Cover can be enhanced or costs
contained by hand-picking the product features that best suit your
workforce.
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Private Medical Insurance is an appealing employee
benefit with more small and medium-sized companies
installing the benefit to attract and retain staff.
The key driver remains in-patient cover: diagnosis and
treatment of acute medical conditions by surgery – and at the core
of our plan is comprehensive cover for specialist consultations,
diagnostics and treatment as a day patient or in-patient.
Enhanced psychiatric cover can be added, as well as
GP-referred services, and dental and optical benefits.
Costs can be contained by choosing from the six-week option, a
nominated hospital list, a member excess, selected benefit
reduction and reduced out-patient cover.
The plan is supported by a high-quality online and
telephone-based information service.
Key features of the group
private medical insurance plan
- Group size - from two – 249
- Full inpatient cover – all hospital and
specialists bills incurred for treatment of acute conditions
- Choice of outpatient cover - giving a range of
monthly premiums
- Upgrade options - GP-referred benefits,
extended psychiatric cover, optical/dental cover and additional
hospital list
- Discount options – including a choice of
member excesses, reduced hospital network or outpatient cover, and
a six-week NHS option
- Underwriting choices - vary by company size
but include fully-assessed applications, (continued) moratorium,
continued medical exclusions and medical history disregarded
- Access to a fully resourced helpline and
website
All private medical policies have some exclusions – we will
explain these fully with any quote.
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